Contact Us! (301) 831-5075 (800) 528-6309

Serving the Mount Airy, Maryland community and surrounding Washington-Baltimore metropolitan area


You are never too young to start planning your future!

Our focus is on retirement planning and providing our clients with the information they need to make informed decisions about protecting their families' assets.

 

For retirement, we help our clients create strategies designed to save thousands of dollars in retirement planning mistakes. We offer products that provide principal protection from market loss, while earning a reasonable rate of return, income for life with guarantees and can show how to maximize pensions, 401K and 403B plans and retirement savings. Guarantees are based on the claims paying ability of the issuing insurance company.

 

For Long Term Care (LTC) and Life Insurance, we offer comprehensive plans which include homecare, assisted living facilities and nursing home coverage. We also have LTC/Life products where the premiums you pay go back to your estate if you do not use the LTC portion.

 

We can help to set up a sound retirement strategy to meet your retirement goals and find the best value for your Long Term Care and Life insurance needs. Free, no obligation consultations are available.


Whether you are just starting your retirement planning or wanting to check the reliability of your existing retirement plan, we are here to offer guidance to preserving your life savings.

 "If the plans you believe to be true regarding your retirement income turned out not to be true, when would you want to know?"


At Randolph - Hamilton Insurance Associates, we offer a complimentary analysis designed to help people prepare and feel confident about their retirement strategy. Most people within 10 years of retirement age believe they have a plan set up for their retirement, but only a few really have checked their plan to see if the results match up with their lifelong goals.

 

Now is the time to put your retirement strategy to the test. Why not take the thoughts and assumptions you have about your retirement strategy and test to see if everything will work out the way you think it will? If your current strategy has any problem areas or weaknesses, we can show you how many years into retirement those issues may appear in an easy to understand report and offer possible adjustments to your current plan.

 

 

If you live in or around the Mount Airy, Maryland area, Randolph-Hamilton Insurance Associates has you covered. Whatever your insurance needs, we will work with you to draft up an insurance plan that will work for you, your family and your particular situation.


 

Annuities are insurance products designed to meet long-term needs for retirement income and should be discussed with your financial professional, CPA, attorney or qualified licensed agent before purchase to be sure they fit your individual financial situation. Early withdrawals may include surrender charges and may impact annuity cash values and death benefits. An additional 10% IRS penalty may apply to withdrawals prior to age 59 1/2. An index annuity may include, but is not limited to, asset fees, participation rates, caps and surrender charges. Guarantees are based on the claims paying ability of the issuing insurance company.

Retirement Explorerô is a software program that is designed to help agents review the effectiveness and potential success of their client's retirement strategy. Retirement Explorerô is not a comprehensive financial plan, nor is it a comprehensive overview of a client's portfolio holdings.